Area Credit Manager - Crop-Agri-Fin-Dealer Funding(DF) -Credit

Department Icon BFSI (Credit & Risk)
Posted: 5 months ago
3-5 years
Jalandhar, Punjab
BFSI (Credit & Risk)
work from office
Full Time

Posted: 5 months ago
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Job Description

  • JOB Role:
  • Evaluating Credit requirements of potential customers (Strategic and retail) in the Commercial Vehicle business
  • Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials
  • Balance Sheet / Other Financial statement analysis and identifying risk factors
  • Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/changes in the market place which would help in acting proactively
  • Timely processing of proposals as per TAT to ensure better time to market
  • Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved
  • Ensure adherence of credit policies and RBI guidelines
  • Continuous monitoring of Infant Delinquencies
  • JOB Requiremet:
  • . 3 to 5 years
  • . MBA (Finance)/CA
  • . Credit Analyst/Credit Manager

Skills

Credit AssessmentUnderwritingCaCredit AnalystCredit Manager

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About Company

Kotak Mahindra Bank is a leading Indian private sector bank known for its innovative banking solutions and customer-centric approach. With a comprehensive suite of financial products and services, including retail banking, investment banking, and wealth management, the bank caters to the diverse needs of individuals, businesses, and corporations across the country. Kotak Mahindra Bank careers offer a dynamic and engaging work environment where professionals can thrive, innovate, and contribute to the bank's mission of delivering exceptional value. Employees are encouraged to pursue excellence, with ample opportunities for professional growth and development. For those looking to forge a successful career in banking, Kotak Mahindra Bank careers present a platform to be part of a progressive, growth-oriented organization.  

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