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Job Description
- Credit Manager-Working Capital-Credit
- Bangalore, Karnataka, India
- JOB DESCRIPTION
| Job Role :As part of Credit Team for Working Capital Finance |
| . Managing team of Credit Managers |
| . Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) |
| . Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. |
| . Visiting customers for personal discussions and deal structuring |
| . Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained |
| . To evaluate proposals of customers for Home Loans, Loan against Property |
| . Decision making within defined TAT |
| . Understanding of property related aspects (like legal title and market value of the property) is an added advantage |
| . Coordinating with sales, operations, legal, technical and customer service |
| Job Requirements: |
| . Qualification- CA with relevant underwriting experience |
| . Job Knowledge - |
| o Technical underwriting experience |
| o Analytical skills |
| . Skills & Experience - |
| o Experience of 2-4 years in relevant working capital products is desired, |
| o Should be able to handle time bound activities effectively |
| o Should be an effective team player. |
| o Should have a sense of urgency & keenness to learn. |
Credit Manager-SBE-Small Business Enterprise-Credit
Delhi, India
TRENDING
JOB DESCRIPTION
Role
- Credit Appraisal
- . Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
- . Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training
- . Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation
- Stock on Hire: Increase in volume of business
- . Ensure that SOH increases(pl confirm if this applies to CM role )
- NPA trend
- . Analyze the NPA trend like area, industry, sector etc.
- . Interact with Customers & understand the business and regularly monitor delinquencies / infants.
- Infant loan which is less than 12 months NPA
- . Ensure qualitative portfolio
Skills
Credit AppraisalUnderwritingCaCredit ManagerIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
Kotak Mahindra Bank is a leading Indian private sector bank known for its innovative banking solutions and customer-centric approach. With a comprehensive suite of financial products and services, including retail banking, investment banking, and wealth management, the bank caters to the diverse needs of individuals, businesses, and corporations across the country. Kotak Mahindra Bank careers offer a dynamic and engaging work environment where professionals can thrive, innovate, and contribute to the bank's mission of delivering exceptional value. Employees are encouraged to pursue excellence, with ample opportunities for professional growth and development. For those looking to forge a successful career in banking, Kotak Mahindra Bank careers present a platform to be part of a progressive, growth-oriented organization. Â
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