Kshema General Insurance - Group Chief Financial Officer - CA

About Us :

Kshema Group is involved in the business of AI based Tech solutions for Financial sector and contributing to Climate Resilience for Rural Economies..

It has a pan India presence with more than 500+ employees on roles apart from 500+ contractors.

:

As an emerging Group, it is looking to hire Group CFO. The person would be the strategic anchor-balancing regulatory compliance, capital efficiency, and innovation across insurance, broking and technology businesses. It involves oversight of multi-entity operations, consolidation of financials, and alignment of business strategy with regulatory and investor expectations.

Key Responsibilities :

• Holdco-Level :
• i. Lead consolidated financial reporting, risk, budgeting and forecasting across all entities.
• ii. Manage capital allocation, treasury operations and liquidity planning.
• iii. Oversee corporate governance, board presentations and investor relations.
• iv. Drive group-wide risk management, tax optimization and compliance.
• v. Monitor /ensure timely compliance of statutory and regulatory matters
• vi. Support group level capital formation activities.
• vii. Build systems and processes for going public.
• Non-Life Insurance Company :
• i. Monitor regulatory, compliance and F&A aspects.
• ii. Build strong MIS, control mechanisms and group level integration of information in a timely manner
• iii. Manage investment portfolio within IRDAI guidelines.
• iv. Support entity level capital formation activities.
• Technology Company :
• i. Support in building revenue and finance models for SaaS/insurance-tech solutions.
• ii. Monitor regulatory, compliance and F&A aspects.
• iii. Build strong MIS, control mechanisms and group level integration of information in a timely manner
• iv. Handle segregation and monetization on need basis.
• v. Monitor R&D investments, product commercialization and ROI.
• vi. Support entity level capital formation activities.
• Insurance Broking Company :
• i. Oversee revenue streams from commissions, fees, and advisory services.
• ii. Ensure compliance with IRDAI broking regulations.
• iii. Monitor regulatory, compliance and F&A aspects.
• iv. Drive financial performance monitoring across multiple states.
• v. Support expansion strategy through financial planning and risk assessment.

Core Competencies/ skills :

• Deep expertise in BFSI and technology sectors with through understanding on regulatory frameworks (IRDAI, SEBI, RBI etc.).
• Proven track record in multi-entity consolidation and capital structuring.
• Strategic leadership in fundraising, investor relations and M&A.
• Strong understanding of technology-driven financial models and digital ecosystems.
• Ability to manage geographically dispersed operations with diverse business models.

Qualifications & Experience :

• Chartered Accountant (CA) or CFA; MBA (Finance) preferred.
• 25+ years of progressive finance leadership experience, with at least 5 years in financial services in senior positions.
• Experience in managing teams, group structures, regulated entities.
• Demonstrated success in capital formation, compliance and strategic advisory.
• Ability to handle ERP/ Tally / Financial analytics, Financial models.
• Strong leadership, communication and presentation skills with ability to manage all relevant stakeholders.
• Analytical mindset with ability to balance detail and strategic vision.
• Integrity, transparency and commitment to excellence in governance.
• Collaborative approach to working across diverse teams and geographies.