Credit Officer

L&T is a major technology, engineering, construction, manufacturing and financial services conglomerate, with global operations. The Company addresses critical needs in key sectors Hydrocarbon, Infrastructure, Power, Process Industries and Defense - for customers in over 30 countries around the world. We combine a proven track record and professional skills, woven together with a culture of trust & caring. Consistently rated among the best employers in the country, L&T offers unmatched leadership opportunities & growth. Our approach is built on empowering employees to take on challenging assignments and explore their potential.

• Desired profile
• .Qualification: Graduate
• .Location: Bandra Kurla Complex, Mumbai
• .Experience: 3 to 5 years of relevant experience
• .Preferred Candidates from Banking /NBFCs /Fintech/Rating Agencies/Credit Analytics
• Key Responsibilities
• .Plotting and preparation of CAM. Credit Check Analysis of entities.
• .Review of credit verification reports.
• .Tracking and Monitoring of Verification reports and analyzing credit risks
• .Follow-up with agencies, Business team etc. for completion of Verification and Credit check analysis
• .Co-ordination with Fintech Partners and other agencies as part of Verification and Credit check analysis
• .Suspension/Reinstation of Entities on the platform as per policy
• .Maintaining and Publishing regular MIS
• Key Competencies

.Ability to review credit parameters of client through financial documents (bank statement/GST/ITR analysis) and carry out independent assessment on credit quality and risk profile.

• .Experience in Credit Analysis
• .Strong analytical skills and should be able to demonstrate sound judgement.
• .Strong Excel Skills