Analyst - Debt Finance

Job Responsibilities

• Assist the Debt Finance team in finding new clients and keeping an updated prospective client database.
• Assist in the preparation of deal specific credit memoranda for transaction recommendations to credit committees and other relevant lines of approval; and help in disburse an approved transaction.
• Assist in building complex dynamic financial models to analyse investment opportunities (reviewing debt structures, relevant debt underwriting parameters and specific assets using financial models and a variety of quantitative analytical tools to test assumptions and sensitivities)
• Undertake fundamental research analysis using a variety of data sources; undertake company and transaction specific analysis and valuations.
• Participate in third party meetings where you could potentially contribute to drive the business forward - analysing proposed budgets, capital plans and other investment recommendations.
• Other relevant duties and projects as assigned.

• Ability to work cooperatively with all levels of staff in a rapidly changing, demanding, but ultimately rewarding environment.
• Drive to achieve a common goal (lend money, help businesses, and earn interest/fees!)
• Clear thinker with research and analytical abilities; capacity to learn quickly.
• Possess excellent financial modelling, quantitative and analytical skills.
• Strong interpersonal and communication skills (written as well as verbal)
• Resourceful problem solver with a focus on delivery (ability to multitask is also crucial)

We’re OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace.

Banking should be barrier-free. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools.

And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market.

But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed.

Our story

OakNorth Bank was built on the foundations of frustrations with old-school banking. In 2005, when our founders tried to get capital for their data analytics company, the computer said ‘no’. Unfortunately, all major banks in the UK were using the same computer – and it was broken.

• Why was it so difficult for a profitable business with impressive cashflow, retained clients, and clear commercial success to get a loan?
• The industry was backward-looking and too focused on historic financials, rather than future potential.
• So, what if there was a bank, founded by entrepreneurs, for entrepreneurs? One that offered a dramatically better borrowing experience for businesses?
• No more what ifs, OakNorth Bank exists.

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