Credit Analytics - AVP/DVP

AVP/DVP - Credit Analytics

Bengaluru or Gurugram

ONGPL – Credit Analytics

Permanent - Full Time

At OakNorth, were on a mission to empower the UKs most ambitious businesses. Since 2015, weve lent over $21 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while fuelling the UK economy.

Job Responsibility

• Conducting detailed analysis of loan opportunities across various sectors in different geographies
• Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment.
• Developing detailed financial model comprising transaction details, financial statement analysis, projections, ratio analysis, credit metrics, amongst others
• Conducting sensitivity analysis on projections – for stress testing on loans for serviceability
• Identifying deal specific covenants which can act as early warning signals while monitoring loans.
• Detailed industry/market studies to understand operating environment of borrower.
• Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc.

Desired Skills

• Strong financial analysis – thorough understanding of accounting / financial concepts
• Ability to draft credit reports.
• Relevant experience of 5+ years.
• Strong communication skills – interacting with Debt Directors, clients & other stakeholders in UK.
• Personal drive (proactive), flexible, creative (thinks out of the box), result driven, responsible, curious, team player and fast learner.
• Hands on attitude, willing/capable to understand the big picture.
• Ability to succeed in a culture where change and speed are part of daily work.
• MBA/PGDM/CA/CFA from a reputed institute

Interested candidates can share their CVs at [HIDDEN TEXT]