Commercial Lines Underwriter

What role you will play in team: Evaluate risks and determine appropriate coverage for commercial insurance applications, ensuring profitable growth within the company's general insurance portfolio.

What you will do: Analyze businesses' risk profiles, assess their insurance needs, and design comprehensive commercial insurance policies that meet their specific requirements and mitigate potential losses.

Key responsibility:

• Analyze commercial insurance applications for completeness and accuracy.
• Assess the risk profile of businesses applying for coverage.
• Develop appropriate insurance coverage and pricing strategies for commercial clients.
• Make informed decisions on whether to accept or decline applications.
• Maintain detailed records of underwriting decisions and rationale.
• Stay up-to-date on industry trends and regulatory requirements affecting commercial insurance.
• Collaborate with brokers and other stakeholders to ensure efficient policy issuance.
• Contribute to the development and improvement of underwriting guidelines.

Required Qualification and Skills:

• Bachelor's degree in insurance, risk management, or a related field.
• 3-5 years of experience in commercial lines underwriting.
• Strong analytical and problem-solving skills.
• In-depth understanding of commercial insurance policies and regulations.
• Excellent communication and negotiation skills.
• Proficiency in underwriting software and other relevant tools.

Benefits Included:

• Competitive salary and attractive benefits package.
• Opportunities for professional development and career advancement.
• Dynamic and collaborative team environment.
• Health insurance.
• Performance-based incentives and bonuses.

A Day in the Life: You'll analyze commercial insurance applications, assess risks, develop coverage strategies, and make underwriting decisions, ensuring profitable and compliant insurance policies.