Rm/RO/SM/Dsa Manager// Location Lucknow

Department Icon BFSI (Credit & Risk)
Posted: 2 weeks ago
0-1 years
Lucknow, Uttar Pradesh
BFSI (Credit & Risk)
work from office
Full Time
Closes 28 Nov 2026

Posted: 2 weeks ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

Company Description Shubham Housing Development Finance Company provides affordable housing finance solutions to individuals across diverse income segments, enabling them to realize their dream of owning a home. The company focuses on cost-effective housing finance that aligns with customers needs and financial stability, supporting everyone from first-time buyers to seasoned homeowners. Shubham is steadily expanding its reach, with over 210 branches across 176 cities in 13 states in India as of 2026. By offering minimal documentation and convenient EMI options, the organization strives to make the home loan process simple and accessible. Its mission is to deliver the happiness of home ownership by making housing finance affordable and inclusive for all.

Role Description This is a full-time, on-site role based in Lucknow for Rm/RO/SM/DSA Manager positions. The role involves sourcing and onboarding new customers for housing finance products through direct sales, channel partners, and DSAs, while maintaining strong relationships with existing customers. Responsibilities include assessing loan applications, conducting basic credit evaluations, coordinating documentation, and ensuring timely processing of home loans. The role also requires achieving sales targets, monitoring portfolio quality, and providing post-disbursement support to customers. The manager will collaborate with branch teams to drive business growth, maintain compliance with company policies, and represent Shubham professionally in the local market.

Qualifications

  • Strong customer relationship management and client servicing skills, with the ability to build trust and long-term engagement.
  • Experience in sales, business development, or channel management, ideally in housing finance, banking, or NBFCs.
  • Knowledge of home loan products, basic credit assessment, and documentation processes in retail lending.
  • Effective communication and interpersonal skills, with proficiency in local language and working-level English.
  • Ability to work on-site in field and branch environments, manage targets, and handle multiple customer cases efficiently.
  • Basic computer literacy, including use of MS Office and digital tools for data entry and reporting.
  • Graduate degree in any discipline; a background in finance, commerce, or business management is an advantage.
  • Prior experience in the Lucknow market or nearby regions, and familiarity with local customer segments, is beneficial.

Skills

Credit Assessment

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About Company

Shubham Housing Development Finance Company Limited is a fast-growing housing finance company in India, registered with the National Housing Bank (NHB). It aims to provide housing finance solutions to people with informal incomes who are traditionally excluded from formal banking channels.

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