Territory Manager - Used Car Loans

Department Icon BFSI (Operations & Lending)
Posted: 3 days ago
0-1 years
Cochin / Kochi / Ernakulam, Kerala
BFSI (Operations & Lending)
work from office
Full Time
Closes 11 Dec 2026

Posted: 3 days ago
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Job Description

  • Key Responsibilities
  • Manage and grow the used car loan business across the assigned territory.
  • Develop and maintain strong relationships with used-car dealers, brokers, DSA/DSOs, and other channel partners.
  • Generate new loan leads through dealer networks, direct sourcing, referrals, and other business channels.
  • Achieve monthly and quarterly disbursement, login, approval, and revenue targets.
  • Guide customers through the loan application process, including documentation and eligibility requirements.
  • Coordinate with credit, operations, collections, and legal teams to ensure smooth loan processing and disbursement.
  • Monitor applications from login to approval and disbursement, resolving bottlenecks promptly.
  • Identify new dealers and business opportunities to expand market penetration in the territory.
  • Track competitor activities, interest rates, product offerings, and market trends.
  • Ensure adherence to the companys credit policies, KYC requirements, regulatory guidelines, and risk parameters.
  • Monitor portfolio quality and coordinate on overdue accounts and collection-related issues where required.
  • Prepare regular reports on sales performance, dealer productivity, pipeline, and territory business.
  • Conduct dealer visits and maintain regular market coverage to strengthen business relationships.
  • Train and support channel partners on loan products, processes, and documentation requirements.
  • Key Skills
  • Used-car finance / auto-loan sales
  • Dealer and channel partner management
  • Territory sales management
  • Customer acquisition and relationship management
  • Lead generation and conversion
  • Negotiation and communication
  • Credit and loan-process understanding
  • Market and competitor analysis
  • Target achievement and team coordination
  • MS Excel and CRM knowledge

Skills

Car FinanceSalesChannel PartnersAcquisitionDisbursementCollections

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About Company

Our motto at Skillab.in is straightforward: accuracy in talent matching. We believe that the ideal candidate must effortlessly mesh with a company's core values, culture, and vision, just as essential machinery pieces must fit together with absolute accuracy for optimal performance. We refer to this as a "hygiene fit" since it combines technical skill and cultural resonance. Why Consider Skillab.in for your company? Hygiene Fit Guarantee: Our meticulous screening ensures every candidate aligns with your Company ethos and technological ambition. Efficiency and Quality: Our tech-driven approach prioritizes quality over quantity, ensuring your Company meets only the most fitting candidates. Proposed Action – Let's make this tangible! anytime soon, how about having a virtual meeting? We can't wait to show you how Skillab.in might enhance your company talent search process. Additionally, putting a face to a name is always a plus!

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