Credit Analyst - SME Lending

What role you will play in team: Collaborate with a team of experienced credit analysts to assess the creditworthiness of Small and Medium Enterprises (SMEs).

What you will do: Analyze financial statements, industry trends, and market conditions to determine the risk profile of SME loan applicants.

Key responsibility:

• Conduct detailed financial analysis of SME businesses.
• Assess credit risk and develop credit recommendations.
• Prepare comprehensive credit reports and presentations.
• Maintain accurate records of credit information.
  
• Collaborate with other departments, such as Relationship Management.
• Monitor the performance of existing SME loan portfolios.

Required Qualification and Skills:

• Bachelor's degree in finance, accounting, or a related field.
• 1-2 years of experience in credit analysis (preferred).
• Strong understanding of financial statements and credit analysis techniques.
• Excellent analytical, problem-solving, and communication skills.

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  Proficiency in relevant software (e.g., Bloomberg Terminal).

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for professional development and growth.
• Dynamic and challenging work environment.
• Global career opportunities within Standard Chartered.

A Day in the Life: A typical day involves reviewing financial statements, conducting industry research, and presenting credit recommendations to senior management.