Senior Manager/AVP Credit Analyst- Small Medium Enterprise- Bank

• This is regarding opening with a leading Pvt Bank as a Senior Manager/AVP- Credit Analyst-Small Medium Enterprise Group
• Designation: Senior Manager/AVP- Credit Analyst-Small Medium Enterprise Group
• Experience: 4+ years exp
• Industry: Banking
• Location: Mumbai
• Job Role:
• Conduct comprehensive financial statement analysis and evaluate credit requests, including new applications, amendments, refinancing, and annual credit reviews.
• Assess borrower creditworthiness by analyzing financial performance, cash flow, repayment capacity, and overall credit risk.
• Prepare well-supported credit recommendations based on detailed financial and risk analysis.
• Present credit analysis, key findings, and lending recommendations to management, with a focus on borrowers ability to meet repayment obligations.
• Stay current with organizational lending policies, credit guidelines, and regulatory requirements to ensure compliance.
• Review and reconcile credit files, identifying and resolving discrepancies, inconsistencies, and data variances.
• Develop and maintain financial models, cash flow forecasts, and analytical spreadsheets to support the evaluation of new and existing credit applications
• If this excites you kindly mail me on [HIDDEN TEXT]

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