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Job Description
Job Req ID: 37896
Location: Asansol, IN
Function: VIBS
About:
Role
Regional Credit Lead (Mob/ NonMobility)
Job Level/ Designation
AGM/ DGM - Regional Credit (Mob/ Nonmobility)
Function / Department
Credit & Collection - VIBS
Location
Kolkata
Job Purpose
Responsibility will be Managing East Cluster for credit activities for entire region.
Key Result Areas/Accountabilities
Cash Flow & Compliance: Improve cash flow & Drive Compliance in Credit Process
- (1) 100% Bank reconciliation & suspense account posting
- (2) 100% Refund Compliance / POD updates
- (3) 100% TRAI and other audit compliance & NCP
Onboarding & Credit Management: To ensure quality of acquisition, minimizing
- credit risk & control customer retention
- (1) Governance on Quality of Acquisition
- (2) Reduction of Fresh flow to Bad Debt from 0-6 month cases
- (3) Seamless and on time completion of physical verification / 6 monthly verification
- (4) Accurate Profiling, Assessment and enlistment
- (5) Risk Analytics of SME and SOHO Penetration
- (6) Ensuring blacklisting of enterprises with high default
Special Projects: Cost Optimization via process efficiencies, systems, tools & analysis
(1) Green bill penetration
(2) Ensuring Printing TAT, Pick-up Delivery TAT by Courier Agencies & on time delivery
- of summary bill / bill on CD
- (3) Reduction of "Bill Not Recevied" complaints, Physical Bill Return & Hard bounce analysis
- (4) Achieve Banking / Bill Delivery costs
Digital To ensure process mapping, journeys and capabilities in customer and
- non customer facing digital assets to build customer experience.
- (1) Adoption of employee platforms – Smart Collect etc
- (2) 98% Digital payments (All LoBs)
- (3) Automation / digitization of processes
- (4) UAT and implementation of new system changes
Credits Operations: Credit monitoring & billing operations.
- (1) Monitor exposure impact on bad debt
- (2) Monitoring FRS alerts and actions
- (3) Monitoring SSC Operations
Core Competencies, Knowledge, Experience
Good Communication
Analytical skills
Data Management
Agency Management
People Management
Must have technical / professional qualifications
Skills
CollectionComplianceGovernanceQualityAssessmentAnalyticsBankingAutomationOperationsIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
M-Pesa is Africa's most successful mobile money service. It provides access to financial services to the millions of people who have a mobile phone, but do not have or have only limited access to a bank account. M-Pesa provides people with a safe, secure and affordable way to send and receive money, top-up airtime, make bill payments, receive salaries, get a short-term loan and much more.
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