Senior Regulatory - Compliance (US)

Essential Responsibilities

• Review and interpret applicable U.S. regulatory compliance requirements; assess policies, procedures, files, and transactions for compliance.
• Perform analysis, problem-solving, and sample testing of work completed by others to ensure adherence to regulations and internal policies.
• Deliver high-quality work products and provide support to team members within the service line.
• Follow the work plan defined by the Senior/Manager and meet deadlines consistently.
• Assist in providing compliance-related services to financial services and other industry clients as needed.
• Participate in calls with the U.S. onshore team to discuss progress, quality, and productivity.
• Collaborate effectively as a team player with strong interpersonal and communication skills.

Essential Qualifications & Experience

• Masters or Bachelors degree in Accounting or Finance (M.Com/B.Com/MBA). A major in Banking is a plus.
• Minimum 5 years of experience in the banking industry, with strong preference for experience in reviewing and interpreting regulations, policies, and procedures related to deposits, loans, and other banking activities.
• Solid understanding of HMDA and HELOC regulations, including data validation, reporting requirements, disclosures, lending activities, documentation reviews, and compliance monitoring.
• Hands-on experience with TILA, TISA, and Regulation DD compliance, including consumer and deposit account disclosures, APR/APY and interest calculations, fee disclosures, advertising compliance, and regulatory testing.
• Experience conducting compliance reviews, transaction testing, file reviews, quality assurance assessments, and identifying compliance gaps and regulatory issues.
• Prior experience working with overseas teams is desirable.
• Experience working with U.S.-based financial institutions is an added advantage.
• Ability to interpret regulatory requirements, assess operational impact, and recommend corrective actions where necessary.

Skills & Qualifications

• Strong spoken and written English communication skills.
• Self-motivated, detail-oriented, and eager to learn.
• Ability to plan and prioritize multiple projects, take initiative, work under pressure, and meet deadlines.
• Proven ability to produce high-quality work with strong attention to detail.
• Excellent analytical, problem-solving, and critical-thinking skills.
• Ability to work independently while collaborating effectively within a team environment.
• Skilled in reviewing documentation, identifying exceptions, and communicating findings clearly and professionally.
• Strong interpersonal and stakeholder management skills, especially in global and cross-functional team settings.