Sales Manager (Product & Portfolio) | Credit Cards | Branch Channel

JOB DESCRIPTION Sales Manager (Product & Portfolio) | Credit Cards | Branch Channel Female only

Location: Airoli Tower, / Goregaon / Pune
Position: Manager
Department: Credit Cards Branch Channel

Key Responsibilities

Product & Portfolio Management

• Drive Credit Card sales across assigned YES Bank branches.
• Manage product penetration, cross-sell & up-sell opportunities.
• Ensure monthly/quarterly portfolio growth as per business targets.

Branch Coordination

• 
  Work closely with branch managers & staff to generate leads.
• Train branch teams on product features, USP, and sales scripts.
• Conduct regular branch visits and ensure activation of branches.

Sales & Revenue

• Achieve monthly sales targets for new Credit Cards.
• Identify high-yield customer segments for targeted campaigns.
• Monitor TAT for sourcing, documentation, and customer onboarding.

Compliance & Processes

• Ensure adherence to KYC, RBI, and internal audit guidelines.
• Maintain 100% regulatory compliance during customer acquisition.

Reporting & MIS

• Track branch-wise performance against targets.
• Prepare daily, weekly, and monthly MIS reports.
• Monitor rejection trends and take corrective actions.
  

Candidate Requirements

• Graduate with 25 years of Credit Card sales experience (mandatory).
• Strong background in Branch Channel Sales preferred.
• Good communication, negotiation, and relationship management skills.
• Must be target-oriented with strong portfolio management skills.
• Preferably female candidates.
  

Benefits

• Work with a leading private sector bank.
• Performance-based incentives.
• Career growth into portfolio/product roles.