Credit Analyst Trainee

Department Icon BFSI (Credit & Risk)
Posted: 1 year ago
0-1 years
Mumbai
BFSI (Credit & Risk)
Work From Office
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: You will be a part of a dynamic credit analysis team, contributing to the assessment of loan applications and mitigating credit risk.

What you will do: You'll analyze financial statements, credit reports, and other data to assess the creditworthiness of borrowers.

Key responsibility:

  • Analyze financial statements and credit reports to assess risk.
  • Prepare credit reports and recommendations.
  • Maintain accurate records and databases.
  • Collaborate with other team members to ensure efficient workflow.
  • Adhere to regulatory guidelines and internal policies.
  • Contribute to the continuous improvement of credit assessment processes.

Required Qualification and Skills:

  • Bachelor's degree in Finance, Accounting, or a related field.
  • Strong analytical and problem-solving skills.
  • Proficiency in Microsoft Office Suite, especially Excel.
  • Excellent communication and interpersonal skills.
  • Familiarity with credit risk management principles (preferred).

Benefits Included:

  • Competitive salary and benefits package.
  • Opportunities for professional development and advancement.
  • A supportive and collaborative work environment.
  • Health insurance coverage.
  • Paid time off.

A Day in the Life: Your day will involve reviewing financial statements, running credit scores, and preparing detailed credit reports. You'll collaborate closely with team members and contribute to crucial credit decisions.

Skills

Credit AnalysisFinancial Statement AnalysisRisk AssessmentMicrosoft ExcelCommunication

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About Company

Aavas Financiers Ltd is a leading housing finance company in India, dedicated to providing affordable housing finance solutions to underserved segments of society. With a focus on customer-centricity and ethical practices, Aavas strives to fulfill the dreams of homeownership for millions across the country. Through a robust network of branches and digital platforms, Aavas offers a wide range of home loan products tailored to meet the diverse needs of its customers. Aavas Financiers Ltd Careers present exciting opportunities for individuals to contribute to this noble mission while fostering personal growth and professional development in a dynamic and supportive work environment.

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