Credit Analyst Trainee

Department Icon BFSI (Credit & Risk)
Posted: 1 year ago
0-1 years
Mumbai
BFSI (Credit & Risk)
Work From Office
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: You'll be part of a dynamic team responsible for assessing creditworthiness of loan applicants. Your insights will directly impact lending decisions.

What you will do: You will analyze financial statements, credit reports, and other relevant data to evaluate risk. You'll learn to develop and present credit assessments to senior management.

Key responsibility:

  • Analyze financial statements, credit reports, and other data to assess credit risk.
  • Prepare comprehensive credit reports and recommendations.
  • Maintain accurate records and adhere to regulatory guidelines.
  • Collaborate with other team members to ensure efficient workflow.
  • Identify and mitigate potential credit risks.
  • Continuously develop and enhance credit analysis skills.

Required Qualification and Skills:

  • Bachelor's degree in Finance, Accounting, or related field.
  • Strong analytical and problem-solving skills.
  • Excellent attention to detail and accuracy.
  • Proficiency in Microsoft Excel and financial modeling.
  • Understanding of credit analysis principles and techniques.
  • Excellent communication and teamwork skills.

Benefits Included:

  • Competitive salary and benefits package.
  • Opportunities for professional development and career growth.
  • A positive and supportive work environment.
  • Comprehensive training and mentorship programs.
  • Health insurance and other employee benefits.

A Day in the Life: Your day will start with reviewing loan applications, then you move to analyze financial documents, prepare reports and interact with colleagues.

Skills

Credit AnalysisFinancial ModelingRisk AssessmentData AnalysisMicrosoft Excel

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About Company

Aavas Financiers Ltd is a leading housing finance company in India, dedicated to providing affordable housing finance solutions to underserved segments of society. With a focus on customer-centricity and ethical practices, Aavas strives to fulfill the dreams of homeownership for millions across the country. Through a robust network of branches and digital platforms, Aavas offers a wide range of home loan products tailored to meet the diverse needs of its customers. Aavas Financiers Ltd Careers present exciting opportunities for individuals to contribute to this noble mission while fostering personal growth and professional development in a dynamic and supportive work environment.

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