Credit Analyst Trainee

Department Icon BFSI (Credit & Risk)
Posted: 1 year ago
0-1 years
Mumbai
BFSI (Credit & Risk)
Work From Office
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: You will be part of a dynamic team responsible for assessing creditworthiness of loan applicants. You'll learn from senior analysts and contribute to improving our credit risk management processes.

What you will do: Analyze financial statements, credit reports, and other relevant data to assess credit risk. Prepare credit reports and make recommendations to senior management.

Key responsibility:

  • Analyze financial statements and credit reports to assess credit risk.
  • Prepare comprehensive credit reports and make recommendations.
  • Maintain accurate records of credit applications and decisions.
  • Collaborate with other team members to improve credit risk management processes.
  • Stay updated on industry best practices and regulations.
  • Assist in the development and implementation of credit policies.

Required Qualification and Skills:

  • Bachelor's degree in finance, accounting, or a related field.
  • Excellent analytical and problem-solving skills.
  • Strong attention to detail and accuracy.
  • Proficiency in Microsoft Office Suite.
  • Excellent communication and interpersonal skills.
  • Knowledge of credit risk management principles.

Benefits Included:

  • Competitive salary and benefits package.
  • Opportunities for professional development and growth.
  • Dynamic and supportive work environment.
  • Health insurance.
  • Paid time off.

A Day in the Life: You'll start by reviewing loan applications, analyzing financial data, and preparing credit reports. You'll collaborate with colleagues and attend team meetings. The day will involve data analysis, report writing, and continuous learning.

Skills

Credit AnalysisFinancial Statement AnalysisRisk AssessmentReport WritingMS Office

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About Company

Aavas Financiers Ltd is a leading housing finance company in India, dedicated to providing affordable housing finance solutions to underserved segments of society. With a focus on customer-centricity and ethical practices, Aavas strives to fulfill the dreams of homeownership for millions across the country. Through a robust network of branches and digital platforms, Aavas offers a wide range of home loan products tailored to meet the diverse needs of its customers. Aavas Financiers Ltd Careers present exciting opportunities for individuals to contribute to this noble mission while fostering personal growth and professional development in a dynamic and supportive work environment.

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