Credit Risk Manager - Rural Lending

What role you will play in team: Manage and oversee the credit risk for rural lending operations, developing and implementing strategies to mitigate risk while supporting business growth.

What you will do:Lead the credit risk assessment for rural lending applications, manage a portfolio of rural loans and maintain compliance.

Key responsibility:

• Develop and implement credit risk policies and procedures for rural lending.
• Oversee the credit risk assessment process for rural loan applications.
• Monitor portfolio performance and identify potential problem loans.
• Work with field staff to improve credit underwriting practices.
• Ensure compliance with regulatory requirements.
• Prepare reports and presentations for senior management.

Required Qualification and Skills:

• Master's degree in finance, agriculture economics, or a related field.
• 3-5 years of experience in rural lending or credit risk management.
• Strong understanding of rural markets and lending practices.
• Excellent communication and interpersonal skills.
• Proficiency in data analysis and financial modeling.

Benefits Included:

• Competitive salary and benefits package.
• Opportunity to make a significant impact in the rural finance sector.
• Growth potential in a rapidly expanding company.
• Comprehensive medical coverage.
• Company provided transportation.

A Day in the Life:A day involves reviewing loan applications, analyzing financial data, collaborating with field teams, developing and implementing risk mitigation strategies, and reporting to management.