Credit Risk Officer

Department Icon BFSI (Credit & Risk)
Posted: 1 year ago
0-1 years
Ahmedabad
BFSI (Credit & Risk)
Hybrid
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: You will be responsible for assessing credit risk across our loan portfolio, ensuring we meet our risk appetite while supporting business growth.

What you will do: You will analyze financial data, conduct field visits, and develop credit risk mitigation strategies.

Key responsibility:

  • Analyze financial statements, credit reports, and other data sources to assess creditworthiness.
  • Conduct field visits to verify information and assess collateral.
  • Prepare credit proposals and risk assessments.
  • Monitor credit risk exposures and identify potential issues.
  • Develop and implement credit risk mitigation strategies.
  • Maintain detailed records and reports.

Required Qualification and Skills:

  • Bachelor's degree in Finance, Economics, or a related field.
  • 0-1 year of experience in credit risk (preferred but not required).
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.
  • Proficiency in Microsoft Office Suite.
  • Willingness to travel for field visits.

Benefits Included:

  • Competitive salary and benefits package.
  • Opportunities for career advancement within a rapidly growing company.
  • Comprehensive training and development opportunities.
  • A supportive and collaborative team environment.
  • Opportunities to learn and grow in a dynamic industry.

A Day in the Life: Involves data analysis, report preparation, field visits, meetings with clients and colleagues, contributing to credit risk decisions.

Skills

Credit Risk AssessmentFinancial AnalysisField WorkCredit AppraisalRisk Mitigation

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About Company

Aavas Financiers Ltd is a leading housing finance company in India, dedicated to providing affordable housing finance solutions to underserved segments of society. With a focus on customer-centricity and ethical practices, Aavas strives to fulfill the dreams of homeownership for millions across the country. Through a robust network of branches and digital platforms, Aavas offers a wide range of home loan products tailored to meet the diverse needs of its customers. Aavas Financiers Ltd Careers present exciting opportunities for individuals to contribute to this noble mission while fostering personal growth and professional development in a dynamic and supportive work environment.

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