Credit Risk Officer

What role you will play in team: You will be a key player in assessing and mitigating credit risk across our portfolio of loans.

What you will do: You'll meticulously review applications, evaluate risk, and implement strategies for effective risk management.

Key responsibility:

• Assess the creditworthiness of loan applicants using various data sources and analytical tools.
• Develop and maintain credit risk scoring models and parameters.
• Monitor loan performance, identifying early warning signs of potential defaults.
• Collaborate with the underwriting team to improve credit assessment processes.
• Recommend mitigation strategies to reduce credit risk and enhance portfolio performance.
• Maintain accurate and up-to-date records of credit risk assessments.

Required Qualification and Skills:

• Bachelor's degree in Finance, Economics, or a related field.
• 1-2 years of experience in a credit risk role (financial services).
• Strong analytical and problem-solving skills.
• Proficiency in Excel and other data analysis software.
• Excellent communication and reporting skills.
• Knowledge of lending regulations.

Benefits Included:

• Competitive salary and comprehensive benefits.
• Opportunities for professional growth and advancement.
• Positive and supportive work environment.
• Work-life balance.

A Day in the Life: Your day involves analyzing loan applications, reviewing credit scores, conducting risk assessments, and collaborating with other teams.