Credit Risk Officer

Department Icon BFSI (Credit & Risk)
Posted: 1 year ago
5-7 years
Ahmedabad
BFSI (Credit & Risk)
Hybrid
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: Oversee credit risk management for a portfolio of loans. This includes setting risk parameters, monitoring performance, and identifying potential issues.

What you will do: Lead the team in reviewing credit applications, establishing risk scoring models and mitigating credit risk across different segments.

Key responsibility:

  • Develop and implement credit risk strategies and policies.
  • Oversee the credit risk assessment process for a portfolio of loans.
  • Monitor credit risk performance and identify areas for improvement.
  • Develop and maintain risk scoring models.
  • Collaborate with other departments to ensure effective credit risk management.
  • Stay current on industry best practices and regulatory changes.

Required Qualification and Skills:

  • Master's degree in Finance, Economics, or a related field.
  • 5+ years of experience in credit risk management in financial institutions.
  • Strong understanding of credit risk principles and practices.
  • Experience with developing and implementing credit risk policies and procedures.
  • Excellent communication and interpersonal skills.
  • Proven leadership and team management skills.

Benefits Included:

  • Competitive salary and benefits package.
  • Opportunities for career growth and advancement.
  • Challenging and rewarding work environment.
  • Comprehensive health insurance.
  • Paid time off.

A Day in the Life: A day involves reviewing credit applications, managing the credit risk team, analyzing data, making strategic decisions, and collaborating with various stakeholders.

Skills

Credit Risk ManagementRisk AssessmentPolicy DevelopmentTeam LeadershipData Analysis

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About Company

Aavas Financiers Ltd is a leading housing finance company in India, dedicated to providing affordable housing finance solutions to underserved segments of society. With a focus on customer-centricity and ethical practices, Aavas strives to fulfill the dreams of homeownership for millions across the country. Through a robust network of branches and digital platforms, Aavas offers a wide range of home loan products tailored to meet the diverse needs of its customers. Aavas Financiers Ltd Careers present exciting opportunities for individuals to contribute to this noble mission while fostering personal growth and professional development in a dynamic and supportive work environment.

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