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Job Description
What role you will play in team: You will be responsible for assessing and managing credit risk for housing loans.
What you will do: You will analyze financial statements, credit reports, and property valuations to determine the creditworthiness of loan applicants.
Key responsibility:
- Review and analyze loan applications for credit risk
- Assess the creditworthiness of applicants
- Evaluate collateral value and ensure adequate security
- Maintain accurate records of credit assessments
- Adhere to regulatory guidelines and internal policies
- Communicate effectively with clients and other stakeholders
Required Qualification and Skills:
- Bachelor's degree in Finance or related field
- 3+ years' experience in credit risk assessment
- Strong analytical and decision-making skills
- Knowledge of housing finance regulations
- Excellent communication and interpersonal skills
- Proficiency in financial analysis tools
Benefits Included:
- Competitive salary and benefits package
- Opportunities for professional growth
- A positive and supportive work environment
- Health insurance
- Performance bonuses
A Day in the Life: Your day will involve reviewing loan applications, conducting financial analysis, and making credit decisions.
Skills
Credit Risk AssessmentHousing FinanceFinancial AnalysisLoan UnderwritingRegulatory ComplianceIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
Aavas Financiers Ltd is a leading housing finance company in India, dedicated to providing affordable housing finance solutions to underserved segments of society. With a focus on customer-centricity and ethical practices, Aavas strives to fulfill the dreams of homeownership for millions across the country. Through a robust network of branches and digital platforms, Aavas offers a wide range of home loan products tailored to meet the diverse needs of its customers. Aavas Financiers Ltd Careers present exciting opportunities for individuals to contribute to this noble mission while fostering personal growth and professional development in a dynamic and supportive work environment.
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