Credit Risk Underwriter

What role you will play in team: You will be a key member of the credit risk team, assessing the creditworthiness of loan applicants and mitigating potential risks.

What you will do: You will analyze financial statements, credit reports, and other relevant data to determine the risk associated with each loan application.

Key responsibility:

• Analyze loan applications and supporting documentation to assess credit risk.
• Develop and maintain credit risk models and scoring systems.
• Monitor loan performance and identify potential problem loans.
• Work with loan officers to manage credit risk throughout the loan lifecycle.
• Prepare reports and presentations on credit risk trends and mitigation strategies.
• Stay abreast of changes in credit risk regulations and best practices.

Required Qualification and Skills:

• Bachelor's degree in finance, accounting, economics, or a related field.
• 1-2 years of experience in credit risk underwriting or a related field.
• Strong analytical and problem-solving skills.
• Excellent communication and presentation skills.
• Proficiency in Microsoft Office Suite.
• Experience with credit scoring models and software.

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for professional development and advancement.
• A challenging and rewarding work environment.
• Health Insurance.
• Paid Time Off.

A Day in the Life: You will spend your day reviewing loan applications, analyzing financial data, and communicating with loan officers. You will also work on developing and maintaining credit risk models.