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Job Description
What role you will play in team: You will be responsible for developing and maintaining credit scoring models used to assess the creditworthiness of loan applicants.
What you will do: You will design, implement, and test new credit scoring models, ensuring they are accurate, reliable, and compliant with regulatory requirements.
Key responsibility:
- Develop and maintain credit scoring models used to assess the creditworthiness of loan applicants.
- Design, implement, and test new credit scoring models.
- Ensure that credit scoring models are accurate, reliable, and compliant with regulatory requirements.
- Analyze large datasets to identify patterns and trends.
- Collaborate with other teams to integrate credit scoring models into loan origination systems.
- Monitor the performance of credit scoring models and make necessary adjustments.
- Stay informed on advancements in credit scoring and machine learning techniques.
Required Qualification and Skills:
- Master's degree in Statistics, Mathematics, Finance, or a related field.
- 2-4 years of experience in credit scoring model development.
- Strong understanding of statistical modeling and machine learning techniques.
- Experience with large datasets and data mining techniques.
- Proficiency in programming languages such as R, Python, or SAS.
- Excellent communication, presentation, and interpersonal skills.
Benefits Included:
- Competitive salary and benefits package.
- Opportunities for professional development and advancement.
- Challenging and rewarding work environment.
- Health insurance coverage.
- Paid leaves and other benefits.
A Day in the Life: A typical day involves analyzing data, developing and testing models, and collaborating with other team members. You'll also work on improving existing models and staying up-to-date with the latest techniques.
Skills
Credit ScoringMachine LearningStatistical ModelingData MiningR ProgrammingPython ProgrammingSAS ProgrammingIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
Aavas Financiers Ltd is a leading housing finance company in India, dedicated to providing affordable housing finance solutions to underserved segments of society. With a focus on customer-centricity and ethical practices, Aavas strives to fulfill the dreams of homeownership for millions across the country. Through a robust network of branches and digital platforms, Aavas offers a wide range of home loan products tailored to meet the diverse needs of its customers. Aavas Financiers Ltd Careers present exciting opportunities for individuals to contribute to this noble mission while fostering personal growth and professional development in a dynamic and supportive work environment.
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