Credit Underwriter

What role you will play in team: You’ll be responsible for evaluating the creditworthiness of loan applicants within our team.

What you will do: You will make recommendations regarding loan approvals and managing risk in home finance.

Key responsibility:

• Analyze loan applications and supporting documentation.
• Assess the creditworthiness of applicants using various risk assessment techniques.
• Determine appropriate loan amounts and terms based on risk assessment.
• Maintain accurate records of credit decisions and rationale.
• Collaborate with loan officers to gather additional information as needed.
• Adhere to all company credit policies and regulatory requirements.

Required Qualification and Skills:

• Bachelor's degree in Finance, Economics, or related field.
• 2+ years of experience in credit underwriting or related field (Home Finance experience highly preferred).
• Strong understanding of credit risk management principles.
• Experience with various credit scoring models.
• Excellent analytical and problem-solving skills.
• Strong attention to detail.

Benefits Included:

• Competitive salary and benefits package.
• Growth opportunities within a dynamic company.
• Medical insurance.
• Paid time off.
• Performance-based incentives.

A Day in the Life: Reviewing applications, checking documents, using credit scoring models and making informed decisions.