Credit Underwriter

What role you will play in team: You will be responsible for evaluating credit applications and making lending decisions based on risk assessment, in line with regulatory requirements and company guidelines.

What you will do: You will assess the creditworthiness of loan applicants, analyze financial documents and determine credit risk.

Key responsibility:

• Analyze credit applications and supporting documentation (financial statements, credit reports, etc.).
• Assess the creditworthiness of borrowers using established guidelines and models.
• Make informed lending decisions based on risk assessment.
• Maintain accurate records and documentation of credit decisions.
• Collaborate with other team members to ensure consistent credit assessment practices.
• Stay current with changes in regulatory requirements and credit risk management best practices.

Required Qualification and Skills:

• Bachelor's Degree in Finance, Accounting, or related field.
• Strong understanding of credit underwriting principles.
• Excellent analytical and problem-solving skills.
• Ability to work independently and as part of a team.
• Proficiency in Microsoft Office Suite.
• Experience with credit scoring models (preferred).

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for career growth and development within a dynamic organization.
• Comprehensive training and support.
• Health insurance and other employee benefits.

A Day in the Life: You will begin by reviewing loan applications, verifying information, and scoring potential borrowers. You’ll finalize your credit recommendations and communicate findings to the team.