Loan Underwriting Officer

What role you will play in team: You will join a team that assesses loan applications for microfinance and housing finance. Your role is crucial for the company's success by ensuring sound lending practices.

What you will do: Your primary focus will be on evaluating the creditworthiness of loan applicants and determining the feasibility of loan approvals.

Key responsibility:

• Review loan applications and supporting documents.
• Conduct credit checks and background checks.
• Analyze financial data and assess credit risk.
• Determine loan eligibility and appropriate loan amounts.
• Maintain detailed records of all loan transactions.
• Collaborate with other departments to ensure efficient loan processing.
• Adhere to company policies and regulatory guidelines.

Required Qualification and Skills:

• Bachelor's degree in finance, commerce, or a related field.
• 1-3 years of experience in loan underwriting or a related field.
• Excellent analytical skills.
• Strong attention to detail.
• Knowledge of credit risk management principles.
• Excellent communication and interpersonal skills.

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for career growth and advancement.
• A positive and supportive work environment.
• Health Insurance, paid leaves.

A Day in the Life: Your day involves analyzing loan applications, checking credit scores, making lending decisions and collaborating with colleagues.