State Credit Manager-PL

Department Icon BFSI (Credit & Risk)
Posted: 1 week ago
6-11 years
Hyderabad, Pune
BFSI (Credit & Risk)
work from office
Full Time
Closes 3 Jan 2027

Posted: 1 week ago
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Job Description


Key Responsibilities:

  • Credit Underwriting: Evaluate business proposals, financial statements, cash flows, and creditworthiness for PL
  • Risk Management: Implement risk mitigation strategies, identify early warning signals, and manage portfolio quality to reduce NPAs.
  • Policy Adherence: Ensure all loan applications comply with company credit policies and external regulatory norms.
  • Portfolio Management: Monitor portfolio performance, trends, and delinquencies in the assigned state.
  • Team Leadership: Supervise credit analysts/managers, providing training and monitoring team performance on TAT (Turnaround Time) and accuracy.
  • Stakeholder Interaction: Liaise with sales teams to manage loan pipelines and with legal/technical vendors for valuation. 

Skills

Credit ManagementTeam HandlingCreditPersonal LoansManagementHandlingUnderwritingPersonalFinancial StatementsUnderwritingCredit Manager

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About Company

ABC Consultants is one of India's oldest executive search and recruitment firms, established in 1969 by Dr Bish Agrawal. It is widely credited with pioneering organised recruitment services in India and is headquartered in New Delhi.

The firm recruits middle and senior management talent across industries for Indian and multinational employers, operating through offices in Delhi NCR, Mumbai, Bengaluru, Chennai, Hyderabad and Pune.

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