Associate- Lending Compliance Specialist

We are hiring candidate with strong knowledge of mortgage loan origination, underwriting, disclosures, servicing, quality control, investor guidelines (FNMA/FHLMC/FHA/VA), and regulatory compliance, including audits, examinations, and risk management frameworks.

Role Overview:

The Lending Compliance Specialist is responsible for ensuring lending operations comply with applicable federal and state regulations, investor requirements, and internal policies. The role supports compliance monitoring, quality control reviews, regulatory change management, audit readiness, marketing tickets and remediation efforts across consumer and mortgage lending activities.

• Mandatory work from office and US Shift
• Immediate joiners are preferred
• Experience required- 2+years

Key responsibilities:

• Conduct loan-level documentation reviews, transactional testing, and compliance assessments using risk based and random sampling methodologies.
• Perform Mortgage Service Quality Control (MSQC) reviews to evaluate loan origination, underwriting, disclosures, documentation accuracy, and adherence to regulatory and investor requirements.
• Execute pre-funding and post-closing quality control reviews to identify compliance defects, process weaknesses, and operational risks.
• Analyze compliance exceptions, trends, root causes, and recurring findings to support risk mitigation and process improvements.
• Perform ongoing quality assurance and continuous monitoring activities through data-driven compliance reporting and exception management.
• Review marketing tickets, regulatory change requests, disclosures, customer communications, new products, and other compliance-related work items for adherence to applicable regulations and internal standards.
• Strong understanding of consumer and mortgage lending regulations.
• Knowledge of loan origination, underwriting, disclosures, servicing, and quality control processes.
• Understanding of FNMA (Fannie Mae), FHLMC (Freddie Mac), FHA, VA, and other investor guidelines.
• Familiarity with regulatory examinations, audit practices, and risk management frameworks.

Key competencies

• Bachelors degree preferably in business or related area, or equivalent business experience.
• Proficiency in Microsoft Excel, Word, PowerPoint.
• Experience with compliance monitoring, workflow management, quality control, and reporting tools.
• Familiarity with AI-enabled compliance, document review, analytics, or automation solutions.
• Strong data analysis and reporting capabilities.