IDFC Bank- Private Banker - Pune/ Ahmedabad

• IDFC Bank- Private Banker - Pune/ Ahmedabad
• Company: Acura Solution
• Job Location: Ahmedabad, Gujarat, India
• Employment Type: Full-time
• Experience Required: 4 - 8 years
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• Job Title: Private Banker Department: Wealth Management / Retail Banking Location: [City, State] Reporting To: Regional Head Private Banking / Wealth Management
• Job Purpose

To manage high-net-worth (HNW) clients, provide tailored financial advice, and offer investment solutions aligned with their financial goals. The role involves building solid client relationships, driving portfolio growth, and delivering a superior banking experience.

• Key Responsibilities
• Client Relationship Management:
• Act as a trusted advisor to HNW clients.
• Build and manage a portfolio of high-value clients.
• Understand client needs and provide customized financial solutions.
• Financial Planning & Investment Advisory:
• Recommend appropriate investment products like mutual funds, bonds, equities, PMS, AIFs, and insurance based on risk profiling.
• Conduct periodic portfolio reviews and rebalancing.
• Ensure compliance with regulatory guidelines while advising.
• Business Development:
• Acquire current HNW clients through referrals, networking, and personal connections.
• Drive cross-sell opportunities in loans, deposits, and wealth products.
• Compliance & Risk Management:
• Ensure complete documentation and adherence to KYC/AML norms.
• Monitor and mitigate portfolio risk.
• Customer Experience:
• Deliver a high standard of service.
• Proactively resolve customer issues and escalate as needed.
• Qualifications & Experience
• Graduate/Postgraduate in Finance, Business Administration, or related field.
• AMFI/NISM certification preferred.
• 48 years of experience in private banking, wealth management, or HNI relationship management.
• Strong knowledge of financial markets, products, and regulations.
• Key Skills
• Relationship Management
• Investment Advisory
• Financial Planning
• Communication & Presentation
• Analytical Thinking
• Sales and Target Orientation
• Knowledge of Banking & Wealth Products .