Regional Collection Manager - Affordable Housing/LAP - Banking/Financial Services

Position : Regional Collection Manager

Location : Vijayawada

Product : Affordable Housing Loan (AHL) / Loan Against Property (LAP)

Coverage : Entire Andhra Pradesh

Key Responsibilities :

• Drive collection performance across Andhra Pradesh for Affordable Housing and LAP portfolios.
• Manage collection efficiency, delinquency, roll-forward, and NPA levels.
• Lead and mentor regional collection teams, branch collection managers, and agencies.
• Monitor bucket-wise performance (30+, 60+, 90+, NPA).
• Handle legal recoveries, SARFAESI actions, repossessions, and high-value delinquent accounts.
• Ensure achievement of monthly collection targets and portfolio quality metrics.
• Coordinate with Business, Credit, Legal, and Operations teams for resolution of critical cases.
• Conduct regular branch visits and portfolio reviews across the state.
• Prepare MIS, collection dashboards, and management reports.

Candidate Profile :

• 5+ years of experience in Collections within Affordable Housing, Housing Finance, LAP, or Mortgage products.
• Strong exposure to regional or state-level collections management.
• Experience handling Andhra Pradesh geography is preferred.
• Knowledge of legal recovery processes and SARFAESI regulations.
• Proven team handling and agency management capability.