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Job Description
Job brief
We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
Credit Officer responsibilities include preparing loan applications, evaluating clients financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.
Responsibilities
- Review loan requests
- Assess clients financial status
- Evaluate creditworthiness and risks
- Contact clients to gather financial data and documentation
- Analyze risks and approve or reject loan requests
- Calculate financial ratios (e.g. credit scores and interest rates)
- Set up payment plans
- Maintain updated records of loan applications
- Follow up with clients about loan renewals
- Monitor progress of existing loans
Hiring For Banking:
Experience: 2 yrs to 15 Yrs
Salary package : 2.5 LPA to 14.0 LPA
Location : Pan india
Contact No: hidden_mobile HR.Aayushi Singh
Email Id : hidden_email
Skills
Credit OfficerCredit Risk ManagementRisk ManagementLoan OperationsCommunication SkillsCustomer RelationshipCredit AnalysisFinancial AnalysisIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
Established in the year 1990, AK Placement Services is a specialist Management (HR) Consultancy firm based at Thane (near Mumbai) and has developed a strong and fast growing reputation for dedicated customer service to both candidate/s and client/s. Traditionally, our primary focus has been on middle and senior management recruitment across various industry segments for both MNCs and leading Indian business houses.
AK Placement Services has two Partners, namely • Anil Kshatriya (http://www.linkedin.com/in/akplacements) • Hemant Pisat (http://www.linkedin.com/pub/6/499/214) We cater to the needs of industries such as Automobiles & Auto Components o Banking, Financial Services and Insurance (BFSI) o Pharmaceuticals & Healthcare (Life Sciences) o Manufacturing & Engineering o Biotechnology o Retail o Media & Entertainment o Consulting o Telecommunications o ITES (BPO) o Technology (Software/IT Industry) o eLearning Real Estate.
The company is managed by a committed team of experienced professionals in the field of recruitment and personnel management. We have our Branch offices at Pune and Ahmedabad acting independently. They also act as a support to parent organization at Mumbai.
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