Product Manager

Product Manager (Business KYC / Banking)

Job Title: Product Manager – Business KYC / Banking

Experience: 7–12 Years

Compensation: Up to 30 LPA

Location: Pune / Chennai / Bangalore

Industry: Banking / Financial Services / FinTech

Employment Type: Full-Time

Role Overview

We are looking for an experienced Product Manager with strong expertise in Business KYC (Know Your Customer), Corporate Onboarding, and Banking products. The ideal candidate will be responsible for defining product strategy, managing the product lifecycle, and driving digital transformation initiatives around business customer onboarding, verification, compliance, and risk management.

The candidate should have a strong understanding of banking regulations, corporate KYC requirements, and digital onboarding journeys, along with the ability to work closely with engineering, compliance, operations, and business stakeholders.

Key Responsibilities

• Define and execute product strategy and roadmap for Business KYC and Corporate Banking solutions.
• Drive end-to-end product development for corporate customer onboarding and digital KYC platforms.
• Understand and translate regulatory requirements into scalable product features and workflows.
• Manage business verification processes, including:
• Company registration and incorporation verification.
• Director and beneficial ownership (UBO) verification.
• PAN, GSTIN, CIN, and other business identity verification.
• Document collection, validation, and authentication.
• Risk assessment and customer due diligence.
• Work closely with compliance, risk, legal, operations, and technology teams to ensure regulatory alignment.
• Identify opportunities to automate KYC workflows and improve onboarding turnaround time.
• Define product requirements, user stories, acceptance criteria, and functional specifications.
• Manage product backlog, sprint planning, prioritization, and release management.
• Collaborate with engineering and design teams to deliver seamless user experiences.
• Monitor product performance using KPIs, analytics, and customer feedback.
• Drive API integrations with third-party verification providers, banking systems, and regulatory databases.
• Ensure products meet security, data privacy, and regulatory compliance standards.

Required Skills & Experience

• 7–12 years of overall experience in Product Management, preferably in Banking, Financial Services, or FinTech.
• Strong experience in Business KYC, Corporate KYC, or Digital Onboarding products.
• Good understanding of corporate banking processes and regulatory compliance.
• Knowledge of RBI guidelines, PMLA, AML, CDD, and EDD requirements.
• Experience with corporate identity verification, UBO identification, and business document verification.
• Experience in API-based product integrations and digital workflow automation.
• Strong understanding of Agile methodologies, Scrum, and product development lifecycle.
• Experience in writing PRDs, BRDs, user stories, and product roadmaps.
• Strong stakeholder management and communication skills.
• Ability to work with cross-functional teams and manage multiple priorities.

Preferred Skills

• Experience working with banks, NBFCs, payment companies, or FinTech organizations.
• Exposure to Corporate Internet Banking and Business Banking platforms.
• Knowledge of CKYC, V-CIP, AML screening, sanctions screening, and fraud detection.
• Experience with RegTech, identity verification, and onboarding platforms.
• Familiarity with analytics tools and product management platforms such as Jira, Confluence, and Power BI.

Key Performance Indicators (KPIs)

• Reduction in corporate customer onboarding turnaround time.
• Improvement in KYC completion and approval rates.
• Reduction in manual verification and operational effort.
• Improved compliance and audit readiness.
• Product adoption and customer satisfaction.
• Successful delivery of product roadmap milestones.

Educational Qualification

• Bachelor's degree in Engineering, Business Administration, Finance, or a related discipline.
• MBA or relevant postgraduate qualification is preferred.

Compensation & Location

• CTC: Up to 30 LPA (based on experience and suitability).
• Work Locations: Pune, Chennai, Bangalore.

Ideal Candidate Profile

A Product Manager who has hands-on experience in Business KYC, Corporate Customer Onboarding, and Banking/Financial Services products, with a strong combination of product strategy, regulatory understanding, technology integration, and stakeholder management skills.