Risk, Policy & Automation Manager

Key Responsibilities

• Assist in drafting, refining, and implementing lending policies for Unsecured Business Loans
• Work closely with Sales, Credit, Collections, Product, IT, Operations, and Compliance to ensure policy alignment and seamless cross-team execution.
  
• Identify and drive automation opportunities in credit and risk workflows to improve turnaround time and reduce manual effort.
  
• Support post-disbursal monitoring including exception tracking, delinquency review, and risk flagging.
  
• Contribute to policy governance: review current practices, research market trends, and recommend policy enhancements.
  
• Maintain well-organized policy documentation and support automated workflows for policy dissemination and training.
  

Eligibility Criteria

• CA cleared in the first attempt (Fresher)recently qualified.
  
• Strong analytical skills, attention to detail, and ability to document processes clearly.
  
• Basic understanding of lending products—specifically unsecured business loans and their risk considerations.
  
• Proficiency in MS Office—especially Excel, Word, and PowerPoint.
  
• Keen interest in process automation and willingness to learn new tools/systems.
  
• Excellent communication skills and ability to collaborate across multiple functions.
  
• Ownership mindset with adaptability and eagerness to contribute from day one.