Branch Credit Manager

We are seeking a dedicated and experienced Branch Credit Manager to join our team in the Delhi-NCR region. The ideal candidate will have a strong background in managing credit operations, particularly in home loans, loan against property (LAP), and mortgage loans. As a Branch Credit Manager, you will be responsible for overseeing the credit assessment process, ensuring compliance with company policies and regulatory requirements, and managing a team of credit analysts.

Key Responsibilities:

• Evaluate and approve loan applications, ensuring thorough analysis of creditworthiness and risk assessment.
• Develop and implement credit policies and procedures to enhance operational efficiency and mitigate risks.
• Collaborate with sales teams to understand customer needs and provide tailored credit solutions.
• Monitor and manage the performance of the loan portfolio, identifying trends and areas for improvement.
• Train and mentor team members to enhance their skills and knowledge in credit management.
• Maintain strong relationships with clients and stakeholders to foster trust and ensure customer satisfaction.

Required Skills:

• Proven experience in home loans, LAP, and mortgage loan products.
• Strong analytical skills with the ability to assess financial statements and credit reports.
• Excellent communication and interpersonal skills to effectively interact with clients and team members.
• Knowledge of regulatory requirements related to credit and lending.
• Ability to work in a fast-paced environment and manage multiple priorities.

If you are a results-driven professional with a passion for credit management and a commitment to excellence, we invite you to apply for this exciting opportunity.