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Job Description
What role you will play in team: You will play a key role in assessing the creditworthiness of Small and Medium Enterprise (SME) loan applicants.
What you will do: You will analyze financial statements, industry trends, and market conditions to evaluate the risk associated with SME loans.
Key responsibility:
- Analyze financial statements of SME loan applicants.
- Assess creditworthiness of SME borrowers.
- Develop and maintain credit risk models for SME lending.
- Monitor and report on SME credit risk exposures.
- Collaborate with the SME lending team to manage risk effectively.
- Stay updated on SME industry trends.
Required Qualification and Skills:
- Bachelor's degree in Finance, Accounting, or a related field.
- 0-1 year of experience in credit risk management, preferably in SME lending.
- Strong analytical and problem-solving skills.
- Knowledge of SME financing principles.
- Excellent communication and teamwork skills.
Benefits Included:
- Competitive salary and benefits package.
- Opportunities for professional development.
- Dynamic and fast-paced work environment.
- Health insurance and other employee benefits.
- Opportunities for career growth within the bank.
A Day in the Life: A day involves analyzing financial data, conducting credit risk assessments, preparing reports, and collaborating with the lending team to make sound lending decisions for SME clients.
Skills
Credit RiskSME LendingFinancial Statement AnalysisRisk AssessmentCredit ModelingIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
Au Small Finance Bank, established in 1996 as Au Financiers, transitioned into a full-fledged bank in 2017. With a focus on financial inclusion, Au Small Finance Bank offers a comprehensive suite of banking products and services tailored to meet the diverse needs of customers. The bank serves individuals, small and medium-sized enterprises (SMEs), and the unbanked and underbanked segments with innovative financial solutions. Au Small Finance Bank is committed to empowering communities through accessible banking, fostering economic growth and social development. Join Au Small Finance Bank to be a part of a dynamic team driving positive change and creating impactful banking experiences. Explore Au Small Finance Bank careers for exciting opportunities to thrive and make a difference in the banking industry.
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