Credit Analyst - Education Loan

Department Icon BFSI (Credit & Risk)
Posted: 1 year ago
0-1 years
Pune
BFSI (Credit & Risk)
Hybrid
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: You'll be part of a dedicated team assessing the creditworthiness of applicants for educational loans.

What you will do: You will analyze applications, verify information, and make recommendations on loan approvals.

Key responsibility:

  • Review and analyze loan applications for completeness and accuracy.
  • Verify applicant information through various sources.
  • Assess the creditworthiness of applicants based on financial statements and credit history.
  • Prepare detailed credit reports and recommendations for loan approval.
  • Maintain accurate records of all loan applications and decisions.
  • Stay informed about relevant laws and regulations related to education loans.

Required Qualification and Skills:

  • Bachelor's degree in finance, accounting, or a related field.
  • 0-1 year experience in financial analysis, preferably in education lending.
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.
  • Proficiency in Microsoft Excel.
  • Ability to work independently and as part of a team.

Benefits Included:

  • Competitive salary and benefits.
  • Opportunities for professional growth and development.
  • Supportive and collaborative team environment.
  • Paid time off.

A Day in the Life: A day involves analyzing student loan applications, verifying the information provided, assessing financial viability, generating credit reports, and communicating decisions to stakeholders, always maintaining adherence to regulations and processes.

Skills

Credit AnalysisEducation LoanFinancial AnalysisCredit Risk AssessmentLoan Processing

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About Company

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