Risk Analyst - Education Loan

What role you will play in team: You will be a key player in assessing and managing the risks associated with our education loan portfolio.

What you will do: Analyze the creditworthiness of students and co-borrowers applying for education loans and monitor the performance of the existing loan portfolio.

Key responsibility:

• Analyze applications for education loans, assessing the creditworthiness of students and co-borrowers
• Develop and implement risk mitigation strategies for the education loan portfolio
• Monitor the performance of the education loan portfolio, identifying and addressing potential risks
• Develop and maintain credit risk models specific to the education loan sector
• Prepare reports and presentations summarizing the risk profile of the education loan portfolio
• Collaborate with other departments to ensure seamless loan processing.

Required Qualification and Skills:

• Bachelor's degree in Finance, Economics or related field
• 1-2 years experience in credit risk management, preferably with a focus on education loans
• Strong understanding of financial statement analysis and credit appraisal techniques
• Excellent analytical and problem-solving skills
• Proficiency in Microsoft Excel and financial modelling software

Benefits Included:

• Competitive salary and benefits package
• Opportunity for professional development within the company
• Growth opportunities
• Friendly and supportive work environment
• Health and wellness programs

A Day in the Life: A typical day will involve reviewing loan applications, conducting credit assessments, preparing reports, and collaborating with team members on risk management strategies.