CBG:Credit Analyst

Department Icon BFSI (Credit & Risk)
Posted: 6 months ago
0-1 years
Vijayawada, Andhra Pradesh
BFSI (Credit & Risk)
work from office
Full Time

Posted: 6 months ago
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Job Description

CBG:Credit Analyst
INTERNAL USAGE:
No. of Vacancies:Reports to:
Is a Team leaderTeam Size:
Grade:
Business:Department:CBGSub-Department:
Location:
About Commercial Banking Group:
The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc.
AbouttheRole

Credit Analysts are responsible for evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical rations, management, etc. Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements
Key Responsibilities
  • Responsible for preparation of CAM and putting up various notes (review, replies to observations from the Risk department, etc.)
  • Responsible for assessing the credit worthiness, and preparation of credit proposals, by fitting borrower requirement within the existing product suite and credit policy guidelines
  • Conduct review / renewal of accounts
  • Ensure maintenance of acceptable TAT for various tasks such as conducting rating, preparation of appraisal note, renewals, etc.
Qualifications

Optimal qualification for success on the job is:

  • Graduates with a good academic background
  • CAs/Management Graduates/ICWAs will be preferred
Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

  • Good understanding of financial ratios and concepts
  • Good communication (both verbal and written) skill in both English and the local language

Skills

Financial StatementsCredit Analyst

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About Company

Axis Bank, one of India's leading private sector banks, is recognized for its innovative financial solutions and customer-centric approach. With a strong presence spanning across retail, corporate, and institutional banking, Axis Bank offers a comprehensive range of products and services tailored to meet the diverse needs of its customers. Committed to leveraging technology to enhance banking experiences, Axis Bank provides convenient digital banking platforms and cutting-edge financial tools. With a focus on transparency, integrity, and customer satisfaction, Axis Bank continues to be a trusted partner for individuals and businesses alike. Explore exciting career opportunities with Axis Bank, where talent is nurtured, and aspirations are realized in shaping the future of banking in India.

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