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Job Description
- About Retail Credit
- The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also
- responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
- About the Role
- CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing
- Associates would be reporting.
- Key Responsibilities
- . Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products.
- . Ensuring Data Entry quality by validating the data been updated by CPAs. Monitoring the data entry updating in all
- relevant applications as required by Bank.
- . Review of proposals and decisioning loans in line with Bank Policy guidelines.
- . Audit & Compliance adherence. Ensuring non-repetition of negative Audit Observations.
- . Training, Process improvement, policy feedback, vendor management, participation in pilot runs/testing etc..
- . Stakeholder management.
- . Idea generation for new projects for process efficiency and cost saving.
- Qualifications
- Optimal qualification for success on the job is:
- . Graduate / Post- Graduation (MBA/ CA preferred)
- . Experience in retail credit with team handling.
- Role Proficiencies:
- For successful execution of the job, the candidate should possess:
- . Knowledge of credit, industry and product trends
- . Knowledge of regulatory guidelines and norms
- . Good communication (both verbal and written) skill in both English and the local language
Skills
Credit AppraisalRetail CreditUnderwritingCaCredit OfficerIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
Axis Bank, one of India's leading private sector banks, is recognized for its innovative financial solutions and customer-centric approach. With a strong presence spanning across retail, corporate, and institutional banking, Axis Bank offers a comprehensive range of products and services tailored to meet the diverse needs of its customers. Committed to leveraging technology to enhance banking experiences, Axis Bank provides convenient digital banking platforms and cutting-edge financial tools. With a focus on transparency, integrity, and customer satisfaction, Axis Bank continues to be a trusted partner for individuals and businesses alike. Explore exciting career opportunities with Axis Bank, where talent is nurtured, and aspirations are realized in shaping the future of banking in India.
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