RL - Mortgages:Area Sales Manager - ASHA Home Loan - DSA

Department Icon Business Development / Sales
Posted: 1 month ago
0-1 years
Aurangabad, West Bengal
Business Development / Sales
work from office
Full Time
Closes 13 Nov 2026

Posted: 1 month ago
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Job Description

RL - Mortgages - Area Sales Manager -ASHA Home Loan- DSA

About the Business Group:
The Mortgages department is a part of the Retail Lending business of the bankand offers Asha Home Loans to all segments including affordable segment of customers Pan India.
About the Role:
This is a leadership role responsible for achieving business goals, optimizing profitability, overseeing compliance, and driving transformation within Asha Home Loan Business. It involves strategic planning and execution to maximize revenue, enhance portfolio growth, and ensure risk compliance.
Details of the Role:
DepartmentRetail LendingGradeMgr / Sr Mgr/AVP
Sub-DepartmentRetail Lending- ASHA Home Loan - DSAReporting (Business)Sr Mgr / AVP/VP
LocationPan IndiaReporting (Matrix)
Key Responsibilities:
Business Goals and Profitability
  • Achieve business targets for the assigned area through the DSA network.
  • Track DSA performance and ensure quality sourcing across the region.
Sales and Channel Development
  • Onboard, train, and engage DSAs for consistent lead generation and quality conversions.
  • Conduct regular reviews with DSA partners and field staff to drive performance.
Compliance and Risk Management
  • Ensure all partner-sourced files comply with process norms and documentation requirements.
  • Flag and mitigate risks by monitoring sourcing patterns and trends.
Customer Experience
  • Work closely with DSAs to ensure timely and professional customer interactions.
  • Act as the point of contact for service issues and complaint resolution.
Digital Adoption and Innovation
  • Encourage and track the use of digital platforms by DSA teams for faster TAT and visibility.
  • Drive adoption of digital tools like Siddhi, MLP, Omega, and SFDC initiatives.
Qualifications:
  • Graduation/post-graduation from a recognized institute
  • 6+ sales experience (secured products preferred) with at least 2-3 years in Home Loan and LAP (preferably affordable housing loans).
Role Proficiencies:
  • Strong sales orientation
  • Proficiency in managing complex client relationships, diverse stakeholders
  • Capability to handle pressure and meet deadlines
  • Skill in managing large, geographically spread team coaching and mentoring team members
  • Competence in managing within a dynamic, priority-setting environment
  • Strong risk and compliance mindset
  • Adept at communication and interpersonal skills

Skills

SalesCustomer ExperienceLead GenerationSales ManagerArea Sales

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About Company

Axis Bank, one of India's leading private sector banks, is recognized for its innovative financial solutions and customer-centric approach. With a strong presence spanning across retail, corporate, and institutional banking, Axis Bank offers a comprehensive range of products and services tailored to meet the diverse needs of its customers. Committed to leveraging technology to enhance banking experiences, Axis Bank provides convenient digital banking platforms and cutting-edge financial tools. With a focus on transparency, integrity, and customer satisfaction, Axis Bank continues to be a trusted partner for individuals and businesses alike. Explore exciting career opportunities with Axis Bank, where talent is nurtured, and aspirations are realized in shaping the future of banking in India.

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