Loan Against Property Business Manager

Company Description Axis Finance Limited provides specialized financial solutions across wholesale and retail segments, including structured, special situations, and real-estate financing for wholesale borrowers, and a range of lending products such as personal loans, home loans, business loans, and loan against property for retail customers. The organization operates with a high-performance culture focused on innovation, strong customer outreach, and effective execution. Backed by sound fundamentals, Axis Finance has developed a robust and scalable business model that supports sustainable growth and long-term value creation. The company is expanding its presence by entering new categories and geographies with high potential, offering growth opportunities for professionals who are driven and customer-centric.

Role Description The Loan Against Property Business Manager will be responsible for originating, evaluating, and managing loan against property proposals, ensuring alignment with company credit policies and risk frameworks. This is a full-time, on-site role based in Mengio, involving regular client interactions, property and income assessment, coordination with legal and technical teams, and preparation of credit proposals for approval. The role includes portfolio monitoring, timely follow-up on documentation, overseeing disbursements, and tracking repayment performance to maintain asset quality. The Business Manager will collaborate with internal stakeholders to optimize processes, support compliance with regulatory and internal norms, and contribute to business growth through strategic sourcing and relationship management with customers, connectors, and distribution partners.

Qualifications

• Strong knowledge of loan against property products, retail lending processes, and credit risk assessment.
• Experience in property valuation coordination, financial analysis of borrowers, and documentation review.
• Proficiency in customer relationship management, negotiation, and communication with diverse stakeholders.
• Ability to work with cross-functional teams including credit, legal, technical, and operations for smooth end-to-end processing.
• Comfort with basic financial tools, MS Office, and data tracking for portfolio monitoring and reporting.
• Prior experience in NBFCs or banks in secured lending or mortgage business is highly beneficial.
• Bachelors degree in finance, commerce, business, or a related field; a postgraduate qualification is an advantage.
• Strong ethical standards, attention to detail, and a results-oriented approach with the ability to work in a fast-paced environment.