L3 - Treasury - MH - Pune - BACL

Treasury Mid and Back Office Bajaj Auto Credit Limited

Department: Treasury Operations

Location: Pune

Position Overview

Youll play a key role in supporting daily treasury Mid and back?office operations ensuring accurate processing of daily basis cash flows, bank reconciliations, accounting entries and maintaining documentation Borrowing MIS and Investment MIS.

Key Responsibilities

MID Office

• Preparation of Borrowing MIS, Investment MIS and Interest Payout report.
• Monthly submission of NDS to Rating Agency
• Submission of ECB returns and tracking Compliance for NCD and CP.
• Updating of Covenant Tracker and Complying the same.
• Timely submission of Stock Statement to Banks on Monthly basis.
• Managing Quarterly and half yearly receivable audit with Banks.
• Timely payment to borrower as per the schedule timeline.

Cash & Liquidity Management

• 
  Operate daily cash flow forecasting and monitoring to ensure liquidity requirements are met.
• Prepare reports such as Bank MIS and cash forecasts for treasury and finance management.

Accounting for Treasury Transactions

• Record all borrowing transactions including ECBs. Commercial Papers, NCDs, Term Loans, Working Capital Lines.
• Book investment transactions such as fixed deposits, mutual funds, G-Secs, and other long term/short-term instruments.
• Accrue and amortize interest income/other expenses using the effective interest rate (EIR) method as per IND AS 109.
• Track and account for forex transactions, including gain/loss due to currency fluctuations.

Bank Reconciliations & Cash Accounting

• Reconcile treasury-related bank accounts and resolve open items with the treasury team.
• Account for bank charges, commissions, LC/BG fees, and other banking costs.
• Post cash flow entries related to treasury instruments daily.

Month-End / Quarter-End Closings

• Prepare journal vouchers (JVs) for all treasury transactions.
• Support financial closing by providing accurate schedules for borrowings, investments, and related costs.
• Support internal and statutory audits by preparing required schedules and reconciliations.
• Ensure documentation and audit trails for all treasury transactions

Record keeping & Documentation

• Ensure timely upload/maintenance of authorized signatories, KYC, internet banking user setups.
• Support to Treasury Front Office Team

Qualifications & Skills

Education

• Bachelors degree in Finance, Commerce, or Accounting.
• CA / MBA (Finance)

Experience

• 38 years of experience Mandatory in treasury NBFC/HFC

Technical Skills

• Advanced Microsoft Excel (pivot tables, formulas)
• Familiarity with SAP
• Familiarity with Treasury Module

Soft Skills

• Strong analytical capability and attention to detail.
• Effective communication and teamwork across finance, treasury, and banking.