Credit Risk Manager – Loans

Department Icon BFSI (Credit & Risk)
Posted: 1 year ago
2-4 years
Pune
BFSI (Credit & Risk)
Work From Home
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: Oversee the credit risk assessment process for loan applications, ensuring adherence to regulatory guidelines and minimizing potential losses.

What you will do: Develop and implement credit scoring models, monitor loan performance, and identify areas for improvement in risk management practices.

Key responsibility:

  • Develop and implement credit risk policies and procedures.
  • Oversee the credit risk assessment process for loan applications.
  • Monitor loan performance and identify potential problem loans.
  • Develop and implement credit scoring models.
  • Manage a team of credit analysts.
  • Prepare reports for senior management on credit risk.

Required Qualification and Skills:

  • Bachelor's degree in Finance, Economics, or a related field.
  • 2-4 years of experience in credit risk management.
  • Strong understanding of credit risk modeling and assessment techniques.
  • Experience managing a team of credit analysts.
  • Excellent communication and interpersonal skills.
  • Proficient in Microsoft Office Suite and financial software.

Benefits Included:

  • Competitive salary and benefits package.
  • Opportunities for career growth and development.
  • Dynamic and challenging work environment.
  • Collaborative team and supportive management.

A Day in the Life: Reviewing credit applications, monitoring loan performance, meeting with team members, attending meetings, and preparing reports.

Skills

Credit Risk ManagementLoan Portfolio ManagementCredit ScoringRisk AssessmentTeam Management

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About Company

Bajaj Finserv Limited, a part of Bajaj Holdings & Investments Limited, is an Indian financial services company focused on lending, asset management, wealth management and insurance.

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