Credit Underwriting Specialist

Department Icon BFSI (Credit & Risk)
Posted: 1 year ago
1-2 years
Pune
BFSI (Credit & Risk)
Work From Home
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: Evaluate credit applications, assessing risk and ensuring compliance with company policies.

What you will do: Analyze applicant data, verify information, and make informed decisions about loan approvals.

Key responsibility:

  • Review and analyze loan applications for completeness and accuracy.
  • Assess credit risk based on various factors, such as credit history, income, and collateral.
  • Verify applicant information through various sources.
  • Make informed decisions about loan approvals or denials.
  • Maintain accurate records of all loan applications and decisions.
  • Collaborate with other departments to ensure smooth loan processing.

Required Qualification and Skills:

  • Bachelor's degree in finance, accounting, or a related field.
  • Experience in credit underwriting or a similar role.
  • Strong understanding of credit risk management principles.
  • Excellent analytical and problem-solving skills.
  • Excellent attention to detail.

Benefits Included:

  • Competitive salary and benefits package.
  • Opportunities for professional development.
  • Dynamic and challenging work environment.
  • Medical insurance.
  • Performance-based incentives.

A Day in the Life: Spend your days reviewing loan applications, analyzing financial data and making critical decisions on loan approvals, ensuring company policies and regulations are being followed.

Skills

Credit UnderwritingRisk AssessmentLoan ProcessingData AnalysisCompliance

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About Company

Bajaj Finserv Limited, a part of Bajaj Holdings & Investments Limited, is an Indian financial services company focused on lending, asset management, wealth management and insurance.

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