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Job Description
- The role of the Credit Manager will require a strong understanding of industry knowledge market intelligence and underwriting processes at BFL to ensure that only credit worthy firms Individuals are extended loans in line with BFLs risk policies.
- BFL is currently in the process of scaling up its new car business and the incumbent for this role is expected to bring in industry level insights from credit, risk as well as process perspective.
- FTL 2 - New Car loans
- Monthly disbursements are expected to cross Cr in these businesses.
- This role reports to the Regional Credit Manager.
- This role covers pan India strategy for new car loans from sale purchase, balance transfer as well as re-finance perspective.
- Underwriting of new car loans business
- Incorporate industry best practices with respect to processing turn-around, risk metrics and policy
- To provide an inside perspective on underwriting as managed by the leading financiers in the industry
- Drive ownership of internal processes compliance with underwriting policies
- Support Business, Risk Operations in meeting the long term goals of the respective businesses
- Chartered Accountant / MBA with atleast 3 years of experience in financial services underwriting
- Atleast 3 years underwriting experience in used car loans with a reputed bank/NBFC
- High process orientation
- Good analytical skills
- Positive attitude.
- Good communication skills, with proficiency in English.
- Ability to interact and build common ground with various stake-holders in the business
Skills
AccountantLoansFinancial ServicesComplianceAnalytical SkillsFinanceUnderwritingCar LoansUnderwritingChartered AccountantCredit ManagerIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
Bajaj Finance Limited is one of India's largest non-banking financial companies, incorporated on 25 March 1987 as Bajaj Auto Finance Limited and headquartered in Pune, Maharashtra. It is a subsidiary of Bajaj Finserv Limited and part of the Bajaj Group.
Originally focused on two- and three-wheeler financing, the company now offers consumer durable loans, personal loans, business and SME lending, home loans, loans against property, and deposits. Bajaj Finance is listed on the NSE and BSE and employs over 70,000 people.
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