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Job Description
This position is open with Bajaj Finance Ltd.
Responsibilities- In-depth understanding of the financial products and credit policies for Secured and Unsecured business lines.
- Would be responsible for managing credit verification vendors and ensuring TAT as well as Quality standards defined by BFL is adhered to.
- Responsible for end to end disbursement and payment process for Secured and Unsecured business.
- Drive adherence to various process and policies defined by central teams at location level.
- Responsible for managing OTC and PDD process at Combo locations (Secured/ Unsecured) and ensure NIL process gaps.
- Ensure teams are well updated with latest policy and process circulars sent by risk and HO operation team.
- Engage with Sales and Underwriting team at a location level on an ongoing basis to address concerns / issues and working on improvising the overall process efficiency.
- Carry out regular branch visits to address location level issues and verify adherence of various processes at Branch level.
Requirements
- Minimum graduation with 4-6 years of experience in Retail Lending Credit and Operations.
- Effective verbal and written communication skills.
- Problem solving skills with strong attention to detail.
Skills
Communication SkillsDisbursementRetail LendingOperationsUnderwritingLendingFinancial ProductsCredit VerificationSalesProblem Solving SkillsIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
Bajaj Finance Limited is one of India's largest non-banking financial companies, incorporated on 25 March 1987 as Bajaj Auto Finance Limited and headquartered in Pune, Maharashtra. It is a subsidiary of Bajaj Finserv Limited and part of the Bajaj Group.
Originally focused on two- and three-wheeler financing, the company now offers consumer durable loans, personal loans, business and SME lending, home loans, loans against property, and deposits. Bajaj Finance is listed on the NSE and BSE and employs over 70,000 people.
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