Cluster Credit Manager - Home Loan

Department Icon BFSI (Credit & Risk)
97+ Applicants
Posted: 2 months ago
7-10 years
Pune
work from office

Posted: 2 months ago
|
Applicants: 97+
Job Description
About Company
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Job Description

Roles and Responsibilities

  • Manage a team responsible for credit appraisal and underwriting across multiple locations.
  • Oversee the entire credit process from application to disbursement, ensuring timely decision-making and quality control.
  • Develop and implement effective credit policies, procedures, and processes to minimize defaults and maximize recoveries.
  • Collaborate with sales teams to identify new business opportunities and develop strategies for cross-selling products.
  • Ensure compliance with regulatory requirements, internal policies, and industry standards.

Desired Candidate Profile

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  • 7-10 years of experience in home loan credit underwriting or related field (NBFC).
  • MBA/PGDM degree from a reputed institution (any specialization).
  • CA qualification preferred but not mandatory.
  • Strong understanding of credit assessment, credit policy formulation, credit risk analysis, credit processing, credit underwriting principles.

Skills

ClusteringAppraisalManagementCreditUnderwritingCredit PolicyCredit AppraisalCredit Underwriting

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About Company

Bajaj Housing Finance Limited (BHFL) has been incorporated as a housing finance company under the Companies Act, 1956, regulated by the National Housing Bank (NHB).About Bajaj Housing Finance Limited Bajaj Housing Finance Limited (BHFL) is a 100% subsidiary of Bajaj Finance Limited – one of the most diversified NBFCs in the country with 19 product lines across consumer, commercial and SME finance catering to more than 38.6 million customers across the country. Head quartered in Pune, Bajaj Housing Finance Limited offers finance to individuals as well as corporate entities for purchase, construction and renovation of homes or commercial spaces. It also provides loan against property for business or personal needs as well as offers working capital for business expansion purposes. It also offers finance to builders and developers engaged in construction of homes. The company enjoys highest long-term credit rating of AAA (Stable) by CRISIL and IND AAA (Stable) by India Ratings and highest short-term credit rating of CRISIL A1+ by CRISIL and IND A1+ by India Ratings.
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Important dates & deadlines?

Application Deadline

29 Apr 26, 04:10 PM IST

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Cluster Credit Manager - Home Loan

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