Credit Risk Analyst

What role you will play in team: You'll be a critical member of the credit risk team, assessing and managing credit risk across various loan portfolios.

What you will do: You will analyze credit applications, monitor borrower performance, and identify potential credit risks.

Key responsibility:

• Assess creditworthiness of loan applicants by reviewing financial statements and other relevant documentation.
• Develop and maintain credit risk models.
• Monitor borrower performance and identify potential credit risks.
• Recommend credit limits and terms.
• Prepare reports summarizing credit risk exposures.
• Collaborate with other departments to ensure effective credit risk management.

Required Qualification and Skills:

• Bachelor's degree in finance, accounting, or economics.
• 1-3 years of experience in credit risk management.
• Strong understanding of credit risk principles and methodologies.
• Proficient in Microsoft Excel and financial modeling software.
• Excellent analytical and problem-solving skills.

Benefits Included:

• Competitive salary and benefits.
• Professional development opportunities.
• Supportive and collaborative team environment.

A Day in the Life: A typical day involves analyzing credit applications, reviewing financial data, and preparing credit risk reports.