Credit Risk Analyst

What role you will play in team: Assess and manage credit risk associated with lending activities, contributing to the financial health and stability of the bank.

What you will do: Evaluate creditworthiness of loan applicants, monitor existing loan portfolios, and develop risk mitigation strategies.

Key responsibility:

• Assess the creditworthiness of loan applicants by analyzing financial statements and credit reports.
• Determine appropriate credit limits and loan terms.
• Monitor the performance of existing loan portfolios and identify potential risks.
• Develop and implement risk mitigation strategies to minimize losses.
• Prepare reports on credit risk exposure and mitigation efforts.
• Maintain up-to-date knowledge of credit risk management best practices.

Required Qualification and Skills:

• Bachelor's degree in Finance, Accounting, or Economics.
• 1-3 years of experience in credit risk management.
• Strong understanding of credit risk principles and practices.
• Excellent analytical and problem-solving skills.
• Proficiency in Excel and other financial software.
• Strong communication and presentation skills.

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for professional development and career growth.
• Work in a dynamic and challenging environment.
• Contribution to a critical function in banking.

A Day in the Life: Analyzing credit applications, reviewing financial statements, assessing risk, developing risk mitigation strategies, preparing reports, and communicating with stakeholders.